Resources & Insights

Understanding structured settlements — what you own and what you can do with it

Most recipients of structured settlements don't fully understand the asset they hold. This guide breaks down the mechanics, the rights, and the options available to you.

The court approval process — a plain-language walkthrough

Transferring a structured settlement requires court approval in every U.S. jurisdiction. Here is what to expect, how long it takes, and how to prepare.

Partial vs. full transfer — choosing the right liquidity structure

Selling your entire payment stream is rarely the right answer. We examine when a partial transfer preserves long-term value while meeting immediate capital needs.

Annuity liquidity options — beyond the surrender charge conversation

Surrender charges are only one factor in annuity liquidity decisions. Tax treatment, transfer restrictions, and market timing all play a role most advisors overlook.

Using settlement proceeds for home purchase — a step-by-step guide

Coordinating a structured settlement transfer with a real estate transaction requires precise timing. This guide walks through the sequencing and key decision points.

Five questions to ask before accepting any funding offer

Not all structured settlement funding companies operate with the same standards. These five questions will help you identify who is acting in your interest.

Deploying personal financial assets into a business — risk and reward

When business capital needs intersect with personal deferred assets, the decision requires careful analysis. We outline the framework we use with every client.

What fiduciary actually means — and why it matters in structured settlement funding

The word "fiduciary" is used loosely in financial services. In the context of structured settlement funding, it has a specific and consequential meaning.